Our material is exam-oriented and has been designed keeping in mind the specific needs of our Distance Learning participants, considering the time and effort they can spare with their full-time jobs. The study material is updated regularly to incorporate all changes in syllabus as prescribed by IIBF (Indian Institute of Banking and Finance), the latest updates in banking and finance, important notifications and revised guidelines by the RBI and an all new Mock Test series to give you that extra edge in exam preparation. Our study material is comprehensive and crisp, and more than sufficient to help you clear your exam without any additional aids. Your hard work and dedication combined with the guidance and support from our faculty can work wonders for you. So much so that many of our participants both for JAIIB / CAIIB have scored 70% or even more marks in the aggregate.

We have only to clarify that though books prescribed by IIBF and those available in the market are very exhaustive, yet they are mainly theoretical. In the examinations we get objective type questions, case studies and problems which require practical application of theory and in-depth understanding of concepts through a lot of practice which is explained very well through step-by-step detailed solutions to demonstrate how the answers have been arrived at. We have also given the time factor due consideration and designed our material in such a way as not to overload you with unnecessary information. Having taken care of all these aspects, we have accordingly structured our material. 

When it comes to banking and finance, there are several courses available in the market today, so it is difficult to name one. These are relevant for all those employed in banks, both public and private sector banks, financial institutions, insurance companies, investment firms, etc. It all depends on where you are placed and what is your requirement and specialisation, or your focus and career path. Based on that you can select a course that adds value to what you are doing and where you intend to see yourself grow. All the well renowned institutes like the IIBF, NIBM, NISM offer several Diploma as well as certificate courses in banking and finance. Being a banking training institute, our focus is on the professional courses and bank promotion exams conducted for bankers for which we provide well researched study material. Most popular among these being JAIIB and CAIIB study kits.

Perhaps, the most prestigious professional course besides JAIIB is CAIIB ,a certificate exam conducted by the Indian Institute of Banking and Finance, which not only helps provide practical application of banking concepts but also on clearing this exam a banker is eligible for increment(s) or raise in salary.We help bankers crack this tough exam with our well researched CAIIB study material that has shown excellent results and is very popular amongst bankers. For more on these courses, see our ‘Distance Learning section.’ 

JAIIB (Junior Associate of Indian Institute of Bankers) is an increment exam conducted by the Indian Institute of Banking and Finance (IIBF). It aims at providing required level of basic knowledge in banking and financial services, banking technology, customer relations, basic accountancy and legal aspects necessary for carrying out day to day banking operations. This IIBF exam is important for bankers as they are granted additional increments by their Bank on clearing this exam. Both, the clerical and the officer staff get one increment each for passing JAIIB exam. NBTI specialises in the study kits for clearing JAIIB exam in a single attempt. You can order JAIIB books online for JAIIB exam. 

Only members of IIBF can apply for JAIIB exam and other IIBF exams. To become a member of the Institute, one must be working in a bank or a financial institution or insurance company recognised by the Institute (that is an institutional member of the Institute). The other criteria being that one must have passed 12th grade in any discipline or its equivalent. The Institute may at its discretion, allow anyone (from clerical or supervisory staff cadre of Banks) to apply based on the recommendation of the Branch Manager or Officer-in-charge at the respective workplace even if they haven’t cleared their 12th grade or an equivalent exam but are members of the Institute. Subordinate staff of recognised banks and financial institutions who are members of the Institute are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent. 

CAIIB (Certified Associate of Indian Institute of Bankers) is an increment exam conducted by the Indian Institute of Banking and Finance (IIBF). It aims at providing advanced knowledge necessary for better decision-making covering Treasury Management, Risk Management, Balance Sheet Management, Credit Management, International Banking, Economic Analysis etc. This IIBF exam is important for bankers as they are granted additional increments by their Bank on clearing CAIIB exam. The clerical staff is awarded 2 increments while the officer employees get one increment on passing CAIIB exam. CAIIB is a highly esteemed certification for any banker to achieve. NBTI specialises in the study kits for clearing CAIIB exam in a single attempt. You can order CAIIB books online for CAIIB exam. Click here

Only members of IIBF can apply for CAIIB exam and other IIBF exams. To become a member of the Institute, one must be working in a bank or a financial institution or insurance company recognised by the Institute (that is an institutional member of the Institute). The other criteria being that one must have passed your 12th grade in any discipline or its equivalent. The Institute may at its discretion, allow anyone (from clerical or supervisor staff cadre of Banks) to apply based on the recommendation of the Branch Manager or Officer-in-charge at the respective workplace even if they haven’t cleared their 12th grade or an equivalent exam but are members of the Institute. Subordinate staff of recognised banks and financial institutions who are members of the Institute are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.

Both JAIIB and CAIIB are valued only in Public Sector Banks (PSBs). Clearing JAIIB exam and CAIIB exam most importantly helps in salary increment. However, that’s not the case when it comes to private banks.

Almost all commercial banks offer one advance increment for JAIIB and two advance increments for passing CAIIB. The same is true for RBI employees too. So far as benefits of passing JAIIB and/or CAIIB in promotions is concerned, it is very much true for commercial banks and financial institutions.

Indian Institute of Banking and Finance (IIBF), formerly known as The Indian Institute of Bankers (IIB), was established in 1928 as a Company under Section 25 of the Indian Companies Act, 1913. It is a professional body of banks, financial institutions and their employees in India. With its wide membership, it is perhaps the largest Institute of its kind in the world. And as the name suggests, the Institute conducts several certification exams in the field of banking and finance for professionals working in this field so they may continuously grow and succeed. For details on all the certification exams offered by the institute and the procedure to apply, visit IIBF website.

CAIIB exam syllabus comprises three papers, two compulsory – Advanced Bank Management (ABM) and Bank Financial Management (BFM), and one Elective paper of your choice from any of these subjects – Central Banking, International Banking, Rural Banking, Financial Advising, Corporate Banking, Retail Banking, Co-operative Banking, Human Resource Management, Information Technology, Treasury Management, Risk Management. 

This choice of third optional subject for CAIIB depends on the candidate’s motive or level of understanding and objective in preparing for this examination. The goal can vary from simply clearing the exam and earning additional increments to gaining knowledge and expertise in a specific area with the objective of growing professionally. Since most candidates we have come across are primarily focussed on clearing the exam so as to get that additional salary increment, we decided to go with Retail Banking as it is the simplest among the 11 options offered under CAIIB syllabus and easiest to clear. So yes, if you’re looking for a simple and easy choice, it would be Retail Banking paper.

You cannot appear for JAIIB and CAIIB together in one go. You need to clear JAIIB exam or DBF (Diploma in Banking and Finance) first to be eligible for CAIIB exam. JAIIB can be called Matriculation examination in Banking while CAIIB can be referred to as Graduation in Banking and we all know for certain that we cannot appear for Matriculation and Graduation exams at the same time.  

There are several books out there but Narang’s Bankers Training Institute’s uniquely designed JAIIB books and CAIIB books are the best bet if you are preparing for JAIIB exam and CAIIB exam, respectively and want to clear in the first attempt. For more details and better understanding into JAIIB exam and CAIIB exam preparation, contact us on info@nbti.in

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